Plans For The Future: My Retirement ๐Ÿ•œ๐Ÿ•š๐Ÿบ๐ŸŒ๐Ÿฝโ€โ™‚๏ธโœˆ๏ธ๐ŸŽธ๐Ÿ‡ต๐Ÿ‡น

Where Do You Start?

Iโ€™ve been thinking about this a lot recently. Since I started reading the works of Alan Watts, I have found that I am questioning my own thoughts and ideas. In a positive way, I have found that Iโ€™m stepping back and looking at them, seeing if they are actually plausible and if they are actually going to be completely controlled by myself, because if they arenโ€™t, I canโ€™t be relying on them.

Take my retirement for example. In the U.K we work until we are 67 if youโ€™re male. I for one, would be surprised if It was possible for me to do this due to my mental illness. I am however, presuming here I wonโ€™t be able to work until 67, and we all know that presumption is the mother of all fuck ups!

To be honest though, Iโ€™d like to retire at 60, 55 if I can, and enjoy the last years of my life. We never know when we are going to meet our maker, but Iโ€™m still hoping to be here having a pint celebrating Definitely Maybeโ€™s 75th Anniversary in 2069!

I look exactly like my old man

I started to put money away into ISAs. The unfortunate thing about retirement is that you have to have money to get by as your state pension is pittance, and then thereโ€™s the possibility that we (people my age) might not actually get one as the treasury shrinks and we have to be vigilant about spending, speeches on austerity from our beloved Queen Liz in her ยฃ1million hat next to her gold grand piano. Times are hard for her too. Or so Iโ€™ve been told.

Austerity speech from a woman in a ยฃ1million hat sat on a throne of gold. These people are the real criminals of the modern world

I save ยฃ150 per week. ยฃ7,500 per year. 22 years to go until I hit 60. ยฃ165,000. No mortgage to pay. ยฃ165,000 savings in 3 different ISAs. Brilliant. Or so you would think!

52 weeks in a year. Letโ€™s say I live 25 years. Thatโ€™s 1,300 weeks. With no state pension benefits, Iโ€™d have ยฃ127 per week to live off.

I also receive my benefit monies for the Bipolar and I have set that aside separately but Iโ€™m not sure if I can retire at 60 and be able to live. Sure youโ€™re going to slow down and relax, but still.

Fundamentally though, everything that I am worried about is gloriously meaningless because the future doesnโ€™t exist, only the present.

So true

Live for the moment x ๐Ÿ’™

Published by Rochdalestu

Iโ€™m a 38 year old male who has recently been diagnosed with bipolar disorder. I have found it as a new chapter in my life that has opened my eyes to a whole new perspective on myself and everything around me.

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